At Giyaan (accessible via https://giyaan.com/), we strive to provide a secure, seamless, and fully transparent transaction environment for our customers. When purchasing women’s tops, bottoms, and apparel from our store, we protect your personal and financial details through strict security standards.

This policy outlines our approved billing options, details our encryption standards, and explains how transactions are processed at checkout. By completing a purchase on our platform, you agree to the billing conditions, currency parameters, and processing frameworks detailed below.

1. Accepted Payment Methods

We support several payment options to offer a flexible and reliable checkout experience. The table below displays our accepted domestic and international payment methods:

2. Transaction Security & Encryption Standards

We prioritize the security of your financial information. Giyaan utilizes advanced digital security measures to ensure your data remains protected during transmission:

• Secure Sockets Layer (SSL/TLS): Our checkout process utilizes premium SSL/TLS encryption. This ensures that any personal or payment details you enter are fully encrypted before transmission.
• PCI-DSS Compliance: Our store operations are fully aligned with the Payment Card Industry Data Security Standard (PCI-DSS). This framework regulates security protocols for handling credit and debit card information.
• No Card Retention: For your security, Giyaan does not store or save your raw credit or debit card numbers on our servers. Your payment details are processed directly through secure third-party payment gateways.

3. Payment Authorization & Fraud Prevention

To prevent unauthorized charges and protect our customers, we utilize strict card verification protocols:

When you place an order, your card issuer will process a standard authorization hold for the total amount of your purchase. Your card is formally charged once the order enters our 1–2 business day processing system. To minimize transaction errors or processing delays:

• Please ensure that your billing name, billing address, and zip code match the information on file with your financial institution.
• Verify your card’s expiration date and CVV security code (the 3-digit number on the back of your card, or 4-digit number on the front for American Express) before submitting your order.

If your billing information does not match the records on file with your bank, your order may be flagged for verification, which can delay processing. If our system flags a transaction as high-risk, we reserve the right to temporarily hold the order and request identity verification or cancel the purchase for your security.

4. Pricing, Taxes, & Clear Charges

Giyaan is committed to clear, upfront pricing. You will not encounter hidden fees at checkout:

• Item Cost: All prices listed for our women’s tops and bottoms are shown in US Dollars ($ USD) and exclude shipping and taxes, which are calculated at checkout.
• Shipping Charge: As outlined in our Shipping Policy, we charge a flat shipping fee of $4.95 per order, which is calculated and displayed on your order summary prior to payment.
• Sales Tax: If applicable, state and local sales taxes are calculated based on your shipping destination and will be shown clearly during checkout.
• Final Checkout Amount: The total shown in your checkout summary is the exact amount that will be charged to your payment method. Giyaan does not apply any additional processing or transaction fees.

5. Billing & Support Contact Details

If you experience payment errors during checkout, have questions about a pending charge on your card, or need to update your billing details, please contact our support team during our regular business hours: